Facing a Debt Collection Lawsuit? Fight Back with DIY Debt Docs
Don’t let a default judgment ruin your finances,
creditors are counting on your silence.
Every second you wait risks your wages, your assets, and your future. Act now to protect your rights before it’s too late.
Answer to Complaint
Facing a credit card debt lawsuit? DIY Debt Docs empowers you to respond with confidence. Your Answer will be thorough and accurate.
$57
Motion to Vacate Default Judgment
For cases with default judgments (missed court dates resulting in automatic loss), a Motion to Vacate Default Judgment can be filed.
FREE
DIY Debt Docs is not a law firm and does not provide legal advice or representation. Our services are for self-help purposes only, and no attorney-client relationship is created. Users are responsible for selecting, completing, and ensuring the compliance of their own documents. Please consult a qualified attorney for legal advice tailored to your specific situation.
A judgment in Massachusetts lasts up to 20 years – that’s 20 years of potential wage garnishment, asset seizures, and financial stress. Don’t let inaction hurt you.
Once you purchase an Answer to Complaint, DIY Debt Docs allows you to create your answer to complaint based on your input. Below are the potential results you may achieve depending on how you answer the questions.
Offer of Settlement: Pay Less
Propose a lower amount to settle without a judgment against you
Offer of Settlement: Pay in Full
Resolve quickly by agreeing to pay the full amount, avoiding a judgment
Agreement for Judgment: Monthly Payments
Agree to the debt and arrange manageable monthly installments
Agreement for Judgment: No Present Ability to Pay
Acknowledge the debt but confirm your current inability to pay
Validation of Debt Request
Challenge incorrect amounts and request proof, delaying trial by 90 days
Fraudulent Debt Claim Response
Prove the debt isn't yours and stop a fraudulent claim
Why DIY Debt Docs?
Your rights. Your case. Our docs. Small claims made simple.
DIY Debt Docs: Simplify debt resolution with tools designed for you.
DIY Debt Docs simplifies debt resolution with tools tailored to your needs. Unlike generic options, it breaks complex tasks into clear, actionable steps, making debt management straightforward and achievable.
Take charge of your finances—DIY Debt Docs makes it easy.
DIY Debt Docs empowers you to resolve debt confidently by providing intuitive tools and step-by-step guidance. It eliminates guesswork, giving you full control over your financial journey.
Your affordable, stress-free guide to handling debt like a pro.
DIY Debt Docs provides straightforward debt resolution tools. Skip expensive solutions—this platform delivers affordable, efficient options for managing financial challenges.
With DIY Debt Docs, financial freedom is just a click away.
DIY Debt Docs provides instant access to debt resolution tools. Address financial matters through a straightforward platform for regaining control and achieving financial freedom.
How DIY Debt Docs Works
Handling a debt collection lawsuit doesn't have to be overwhelming.
Simple Steps to Get Started
Choose the option that matches your situation:
You have NOT missed your scheduled court date:Answer to Complaint$57
Your motion to vacate default judgment has been allowed:Answer to Complaint$57
You've defaulted (missed your court date):Motion to Vacate Default JudgmentFREE
Simple solutions for your debt defense needs
Get the documents you need to defend against debt collectors, with straightforward guidance that's easy to understand and ready for Massachusetts courts.
Frequently Asked Questions
Get answers to common questions about debt collection lawsuits
Reopening Your Case After a Missed Court Date
A Motion to Vacate Default Judgment provides an opportunity to address a standing judgment in Massachusetts courts. The form includes spaces for all relevant details needed by the court system. Best of all, this service is completely FREE to use.